Being the victim of a hit-and-run accident is a scary and frustrating experience. Your expectation is that the driver will provide insurance information for a claim, but now you may be wondering what your options are.
You or a witness may have been able to provide identifying information to the police, who can then track down the driver. Some intersections in Escambia and Santa Rosa counties have cameras that can help if accessed quickly enough. If the driver is identified, you can file a claim with his or her insurance company. If, however, the driver isn’t located or is uninsured, you may have to file a claim under your uninsured motorist coverage to pay for medical bills and your collision coverage to help pay for damage to your vehicle.
In Florida, drivers are required to carry a minimum of $10,000 in personal injury protection and $10,000 in property damage coverage. Carrying additional insurance can help protect you in a hit-and-run situation. For more information about car insurance options, check out the Florida Bar’s consumer pamphlet, “Automobile Insurance” at https://www.floridabar.org/public/consumer/tip002/.
If you were injured in a hit-and-run accident in Northwest Florida and have questions about your options, contact our team of experienced Pensacola, FL car wreck attorneys at 850-760-2156.
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